Strategy 08
Charitable / Trust Planning & Other Advanced Strategies
Donor-advised funds, charitable remainder trusts, dynasty trusts, and related estate-and-tax planning structures.
Discuss this strategyWhat it is
A family of structures that pair charitable intent or wealth transfer goals with tax efficiency. Donor-advised funds bunch deductions in a high-income year while distributions flow out to charities over time. Charitable remainder trusts let an appreciated asset be sold inside the trust without immediate capital gain, paying an income stream to the donor and a remainder to charity. Dynasty trusts and irrevocable grantor trusts move future appreciation outside the donor's estate while preserving control over distribution terms across generations.
Who it is for
High-income years (a liquidity event, a bonus, a sale), holders of low-basis concentrated positions facing a forced sale, families with multi-generational wealth-transfer goals, and donors with active philanthropy.
Related strategies
Three strategies that travel with this one.
Strategy
Income Shifting
Legally redistributing income across family members or entities to lower aggregate tax exposure.
Strategy
Cost Segregation
Reclassifies real estate components into shorter depreciation schedules to accelerate tax deductions.
Strategy
Cash Balance Plans
A defined-benefit retirement plan structured with hypothetical account balances.
Next step
See whether this strategy fits your facts and circumstances.
The first call is fact finding only. We tell you whether this strategy belongs in your plan, and what would have to be true for it to apply.
Book a strategy call